7 Best Investment Platforms In Nigeria That Are Legit To Make Money

Best Investment Platforms In Nigeria

Nothing looks better than earning as you save, in the past, it wasn’t achievable but in recent thanks to the investment apps, it is now possible to earn extra cash as you save. Some of the best investment platforms in Nigeria that you can use to invest in any financial sector are here.

The opportunities we now have with investment apps are numerous, one of the great advantages of the tech platforms is the awesome features they present to help us to meet our financial needs.

Without hassle, we can do a lot of things in the comfort of our room and feel like we are in the bank that is one of the opportunities the FinTech sector present to us.

Gone are the days when without PC, nothing can be done, the adventure of mobile and apps has brought us closer to many things.

This has opened up more doors of relief to many, people are now seen using their mobile phones to run successful transactions and dealings.

Investment apps in Nigeria and other parts of the world are presenting to us this same opportunity in our finances, with these financial platforms we can now do better and keep getting better with our finances.

In Nigeria, we have investment apps that are making the life of Nigerians more productive and helping the common man to be aware of their financial status and how they can improve to secure their dreamed life, that is why some FinTech companies rose to give the desire results.

Whether you are using mobile Android, i-phone you are now eligible to be at the top front of your finance, you don’t need to get to the bank before you save and you are saving you are making extra income.

Likewise, with the help of these investment apps in Nigeria, investing has become a lot easier, than what are you waiting for, don’t be missing out on money, as we explain these investment apps, get along with one that can help you better your finances, and thanks us later.

The 7 Best investment platforms in Nigeria

Here are the best top investment apps in Nigeria for wealth creation as they come with features that are good to better you.

If you are looking for digital-oriented platforms that made access to saving and investing easier, with a user-friendly interface and lasting solutions to your financial problems without any difficulties in Nigeria.

Then your search is over, stay with us as we unleashed the dragon right here and get better with your future in no time.

The following are the best top investment apps in Nigeria to help you reach your financial goals.

1. Piggyvest

Piggyvest came first into the country and without any argument, the platform remains the best among the savings apps in Nigeria.

In 2016, the mobile financial application was introduced with a brand name labeled PiggyBank, offering only savings services.

After 3 years of operation, the app was re-branded in April 2019 and it became “Piggyvest” with numerous features.

Here is the features app:


Flex Naira and Flex Dollar


Target Savings 


Let’s look at each of the services offered by Piggyvest one after the other.

PiggyBank remains even after the rebranding, this feature gives access to their customers to save money. 

Users are allowed to choose the rate of savings just like the traditional method.

As a user, you can opt for daily, weekly, or monthly savings without any hassle. 

The two ways of saving money in the PiggyBank are.



Quicksave: This is a feature that allows users to save instantly from their bank account. Once you click on the “quicksave” option on the PiggyBank page, all you need to do is to input the amount you want to save and choose the payment method.

No, it is not acceptable on Quicksave and you can save using your bank.

Autosave: This allows users to automatically save a specific amount of money directly from their bank to their PiggyBank account without the stress of doing it manually.

This means your money will be deducted directly from your bank at the stipulated set time and date and deposited the money into the user PiggyBnak.

The interest rate on savings is calculated every month and the rate is 8% per annum on Piggybank.

Your accrued interest of the month can be redeemed at the beginning of the following month and is paid into your Flex Naira account.

You see how easy to make money with Piggvest while saving.

2. Kudabank

Kudabank is a digital-only bank that helps save and budget, this app was licensed by the Central Bank of Nigeria (CBN) to carry out financial services.

Since its inception, the bank has been a great digital corner where you can safely hide your money. I like this bank, almost all transactions on this app are free, no hidden or maintenance fees are attached.

The app was designed to help users budget effectively, save and spend smartly.

Kuda is free to use, once you have your KYC verification completed, You can visit www.kudabank.com or Playstore and Appstore to download this app and join the platform to enjoy the amazing offers of this digital bank.

3. Carbon

Carbon was formally known as “Literature“. This app was launched in 2016 and rebranded in 2019 to provide fully-fledged digital financial services such as bill payments, funds transfer, investment, savings products, and loans.

After the re-branding, the app got more features like free credit reports and a wallet for discounted transactions.

You can do so much with Carbon, as you are saving, you can also be investing on this platform.

Carbon has an investment plan “PayVest”. This allows users to choose an investment plan of choice such as fixed deposit, one-time or periodic investment.

You can create up to five investment plans at a time on Carbon with PayVest, some of the plans you can create include a fixed investment plan, one-time investment, and Periodic investment.

The fixed investment allows you to invest a sum of ₦50,000 to ₦10,000,000 with an interest rate ranging from 1-15.5% per annum.

The investment period depends on you, it can be 3, 6, 9, or 12 months, you are best to make a choice.

One-time investment: this allows you to invest ₦100 to ₦10,000,000 with an interest rate of 10% for unblocked investment and 11.5% for locked investment.

The tenor for a one-time investment plan ranges from 28 days to 366 days.

Periodic investment: it is a scheduled investments plan which could be daily, weekly, or monthly. You can invest with ₦100 to ₦10,000,000 at 12% for unlocked and 13% for locked investment per annum.

With Carbon you have access to savings and loan facilities and these facilities include: Starter credit loan, Payroll loan, and SME loan

If you think Carbon will be your choice, you can visit Carbon and download their app Playstore or Appstore.

4. PayDay investor

PayDay investor is only meant for investment and group savings. Friends, co-workers can come together and save towards achieving the same goal.

The Investments on this app are charged automated once you have money in your account. You can Withdrawal your funds anytime without restrictions.

PayDay helps you invest for a specific financial goal, saving on this app is more convenient.

You can invest with their one-time investment or goal-based investment.  the one-time investment allows investors to invest any amount of choice and leave it to generate more income through interest.

Their group goal allows investors to save or invest money towards a specific goal they aim to achieve with friends.

You can visit PayDay investor on www. payday investor. ng or get the app on Playstore or Appstore

5. Trove

If you like stock investment, you will like Trove, This FinTech app helps you to invest your money in local ( Nigeria) and international like the US, and Chinese stock exchange right from Nigeria.

Trove also allows you to invest in bonds, REITs, and ETFs. You can start investing in the stock market as low as ₦1000 with Trove. They also provide tools to help you track your investments and succeed.

Visit www.troveapp.co or go to Playstore or Appstore to download this app, if you love to invest in the stock market with Trove.

6. I-invest

I-invest is making the purchase and management of Treasury bills from your mobile device possible, this is an online investment platform in Nigeria that gives you everything you need to know about Treasury bills investments.

Treasury bills remain one of the few risk-free investments that exist when it comes to investing. 

With i-invest you can invest in Treasury bills with  a minimum of N100,000 and have both your investment capital and interest is paid to your account once matured 

i-invest allows you to track your Treasury bills effectively on the app, if you want to try Treasury bills investments in Nigeria, I-invest remains the best platform to try.

7. Fint

Fint is an online investment platform that is focused on P2P lending. This is a peer-to-peer lending marketplace that connects creditworthy borrowers to lenders.

You can invest in the fint marketplace as your money is secured and insured by Old Mutual insurance in the advent of death, job loss, or accidental disability.

When you put your money into this P2P marketplace, you can earn high returns with your money from borrowers.

If you are looking to diversify your portfolio beyond stocks, bonds, fixed deposits, and savings accounts then you can consider P2P lending. 

The minimum amount you can lend is ₦20,000 and your investment returns are deposited directly into your account every month.

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